Ric Haskew

Ric Haskew is NM state certified and on the FHA Roster of approved residential appraisers. If you have an FHA-loan, be sure to get with Ric Haskew, as we are approved and certified to handle FHA reports. We're trained and understand the rules and procedures in FHA's guidance and policy documents.

Be sure to contact Ric Haskew if you need an appraisal done for an FHA-secured loan.

If your loan is FHA certified, that means that it has been guaranteed by the Federal Housing Administration, which is a branch of the United States Department of Housing and Urban Development (HUD). None of the funds are provided by the FHA; what the FHA does is ensure that the loan is insured in case the borrower defaults on his or her loan obligations. Accessible to all homebuyers, FHA loan programs are created to aid credit-worthy low-income and moderate-income families who do not meet requirements for conventional loans.

Down payments are often lower with an FHA loan despite using conventional market rates. The loan programs that the FHA offers are extremely beneficial to buyers with less starting income.